RS Equity Partners
Call Ray

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$580,454$580,454$670,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$90,046$0
Funding fee$2,902$2,902$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.702%7.640%
1st payment$2,686.08$2,686.08$4,642.41
2nd payment$0.00$675.35$0.00
Taxes / mo$226.42$226.42$226.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.10
HOA / mo$149.00$149.00$149.00
Total monthly$3,278.17$3,953.51$5,368.59
Cash to close$164,546$74,500$74,500